Failure to enroll at the correct time in parts A & B can bring lifelong financial penalties. Let us help you avoid this!

✅ Step-by-Step Section

Step 1: Build Your Medicare Foundation

Enroll in Part A & Part B

This is where everything begins.

Sign up for:

• Part A – Hospital Insurance

• Part B – Medical Insurance

Enrollment is completed through the Social Security office.

👉 This is your most important step—everything else builds on this.

Step 2:

Choose the Plan That Fits Your Needs

Once you're enrolled in Parts A & B, it’s time to decide how you want additional coverage.

Option 1:

Medigap + Part D

• Helps cover out-of-pocket costs

• Adds prescription drug coverage

• Offers more predictable healthcare expenses

  OR

Option 2:

Medicare Advantage

• All-in-one alternative to Original Medicare

• Often includes prescription drug coverage

• May include extra benefits like dental, vision, and fitness